By creating an account or using any service offered by Southside Credit Union, you agree to be bound by these Terms of Service, our Privacy Policy, and all applicable laws and regulations governing financial institutions.
Membership with Southside Credit Union is open to individuals who meet our eligibility requirements and complete our identity verification process. You must be at least 18 years of age, or have a qualifying joint account holder, to open an account.
You agree to provide accurate, current, and complete information when opening an account and to keep your login credentials confidential. You are responsible for all activity that occurs under your account unless it results from our error.
Funds deposited are subject to our funds availability policy. Withdrawal and transfer limits may apply based on account type, regulatory requirements, and fraud-prevention measures. We reserve the right to delay or decline transactions that appear suspicious or non-compliant with applicable law.
All loan and credit applications are subject to underwriting review, creditworthiness assessment, and approval at our discretion. Terms, rates, and fees for approved loans will be disclosed in your individual loan agreement.
Applicable account fees, transaction charges, and service costs are disclosed in our fee schedule, available on request or through your online banking dashboard. We will provide advance notice of any material change to our fee structure.
Southside Credit Union is not liable for losses caused by circumstances beyond our reasonable control, including but not limited to system outages, third-party service failures, or events of force majeure.
We may update these Terms of Service from time to time. Continued use of our services after changes take effect constitutes your acceptance of the revised terms.
If you have questions about these Terms of Service, please reach out to our member support team through the contact details listed on our website.
